Talk Now!

The Process

RTS Home Buying: Step-By-Step

1
Do Your Homework!

The most important step in finding your new home is doing the proper research to ensure you're getting everything you want at the best possible price by the most reputable builder. Look no further! RTS Homes provides quality homes, amazing floor plans, and incredible pricing to fit the needs of today's active family.


2
Get Prequalified

After you've discovered all RTS Homes has to offer, it's time to contact one of our preferred lenders to get the process started. Pre-qualification will help guide you to which homes and plans best fit within your budget. Our preferred lenders are experts for all loan types from VA to FHA to conventional. They are also able to help explore specialty loan programs, such as USDA and Georgia Dream.


3
Choose Where to Live

Once you've gotten pre-qualified, it's time to choose your neighborhood and which RTS Homes' floor plan best suits your needs. Picture your family in one of our homes and communities. Be sure to consider area amenities, schools, proximity to work, homesite size and taxes. Visit our model homes and on-site builder representatives to tour our inventory homes or choose one of our home sites to start the process from ground up for the truly personalized home of your dreams.


4
Write a Purchase Agreement

This makes it official! Once you've chosen the home of your dreams in the picture-perfect neighborhood, an RTS Homes or RTS Realty representative will prepare for you the sales contract. We have a full service team of licensed Realtors who will walk you through every detail of the agreement to ensure you have a clear and confident understanding of one of the most important purchases of your life.


5
Finalize Your Loan Application

Now that you have an accepted contract, you can finalize your mortgage loan. Our preferred lenders will explain the terms & process and will work hard to ensure you get the best possible interest rate for your new home. Be sure to bring a copy of the following items to this meeting:
Signed Purchase Agreement
Driver's license and Social Security Numbers for all applicants
Tax Return Forms from the past two years
Last three months Checking and Savings Account statements
Information on all open credit accounts


6
Customize Your Dream Home!

If you've chosen to have your RTS Home built from the ground up, you get the opportunity to customize it just the way you want it! Our brand new, state-of-the-art Design Studio offers hundreds of creative options to make your home your own. Imagine seeing and touching hundreds of custom choices before your options are put into your home. From elegant flooring to granite counter tops, Our Design Studio's wide variety of choices is sure to spark your greatest imagination. While visiting our Design Studio you will be greeted with nothing less than true southern hospitality, and you will have the chance to personalize your new home to your individual taste.

We also specialize in complete customization for families overseas or in other states by utilizing online services through our vendor partners.


7
Let Us Do the Work

After all the paperwork is signed, the construction process begins. Watch your RTS dream home become a reality! Enjoy the process and share the excitement with friends and family. Be sure to take lots of pictures to remember this milestone for your family. If you're unable to take pictures due to deployment or PCS, an RTS Homes representative will be happy to provide weekly updates of your home's progress. Relax knowing that our skilled and experienced builders implement the most tedious building practices and codes.


8
Make Our House Your Home!

The day is FINALLY here - you are ready to close on your brand new RTS Home and move in!