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The RTS 2-1 Buydown Is Here! Ease into homeownership with lower principal-and-interest payments during the first two years of your loan. Qualified buyers purchasing select RTS Homes may receive a seller-funded 2-1 temporary buydown when financing with Kelly Ambrose at New American Funding. Contact our team today to explore eligible homes and loan programs and to learn more!

Special Offer Details Apply



Equal Housing Opportunity. If you have a brokerage relationship with another agency, this is not intended as a solicitation. Each office is independently owned and operated. Loan approval and rate are dependent upon borrower credit, collateral, financial history, and program availability at time of origination. Payments don't include taxes and insurance so actual payments will be greater. Actual Payments may be greater. *Terms of Monthly Repayment: The advertised loan is a 30-year fixed loan with a VA 2-year buydown. Initial interest rate is 4.5% for the first 12 months with a payment of $1,899.00. Year 2 interest rate is 5.5% with a payment of $$2,122.06. After the initial 24-month period, the interest rate will adjust to the note rate of 6.5% and a payment of $2,362.30. The example is based on a 100% loan-to-value (LTV). The Annual Percentage Rate (APR) is 6.879%. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Rates as of: 9/4/2026. The advertised loan is a 30-year fixed loan with a VA 2-year buydown. The example is based on a $275,370loan amount at a 100% loan-to-value (LTV). APR shown is based on the payment of 0% discount points. A down payment is required if the borrower does not have full VA entitlement or when the loan amount exceeds the VA county limits. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit guidelines, and property limits. Eligibility subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits. New American Funding, LLC is not acting on behalf of the Department of Veteran Affairs, nor affiliated with or any government agency. This is a VA loan program. For more information visit: http://www.benefits.va.gov/homeloans/index.asp" These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and amount of documentation provided. Please consult your loan officer with questions. These products and interest rates are subject to change at ant time due to changing market conditions. These products and interest rates are subject to change at ant time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and amount of documentation provided. NMLS ID #6606. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. https://www.newamericanfunding.com/legal/state-licensing/ . Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. ©️2026 New American Funding, LLC. NMLS #6606. http://nmlsconsumeraccess.org. Corporate office 1 MacArthur Place, Suite 800, Santa Ana, CA 92707 www.newamericanfunding.com. Phone: (800) /450-2010








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